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10 Things to Do Before Listing Your Oxford, MS Home for Sale

10 Things to Do Before Listing Your Oxford, MS Home for Sale

by | Jan 19, 2025 | Preparing to Sell Your Home, Selling Your Home

STOP! Don't List Your Home for Sale Before Doing These 10 Things

As long as your home has been cared for, selling your Oxford home fairly quickly isn’t a huge feat. As of December 2024, homes in Oxford, MS were selling at around 110 days on market. That’s pretty quick for the winter months!

But selling quickly AND getting the best possible price for your home requires some strategy. One of the elements of that strategy is staging your home. By thoughtfully preparing your property, you can help potential buyers envision themselves living in your home and make your home more appealing and marketable.

You may be wondering if all of this is really necessary, but the right preparation can greatly improve your potential for higher offers and even multiple offers.  

I’m excited to share some essential home staging tips you should consider before you list for the world to see.

a beautiful, lush yard with gorgeous landscaping, green grass

1. ENHANCE CURB APPEAL

First impressions matter, AND you only get one chance at it. Ensure your home’s exterior is inviting is an absolute MUST. You can do this by:

  • Pressure washing the exterior of your home (including front porch, back porch/patio, and windows.
  • Mowing the lawn and trimming hedges (keep it this way through closing day).
  • Adding seasonal flowers or plants to your flower beds, front porch, and back patio (don’t forget the area where your mailbox is located).
  • Cleaning driveways and walkways.
  • Repainting and/or cleaning the front door (choose the option that will yield the best results, even if it means doing both).

A well-maintained exterior sets the tone for what buyers can expect inside.

2. DECLUTTER & DEPERSONALIZE

Create a neutral space where buyers can imagine their own belongings without being overwhelmed and distracted by yours:

  • Remove personal photos and memorabilia.
  • Clear out excess furniture to make rooms feel larger.
  • Organize closets and storage areas.

A tidy, uncluttered home appears more spacious and allows buyers to focus on the property, not the items in it.

It can also imply your move out process will be timely and less intensive since there is not so much “stuff” to deal with.

 

3. DEEP CLEAN EVERY SPACE

A spotless home suggests it’s been well cared for. This is a step that can be outsourced if you don’t enjoy cleaning or don’t have the time. It’s important to maintain this cleaning throughout the process of selling your home. Bonus: The buyer may not even ask for it to be professionally cleaned if it’s already spic and span.

  • Clean windows (inside and out), floors, baseboards, and all surfaces.
  • If the walls are dirty, clean them. If they are dusty, use a broom or dust mop to remove the dust.
  • Don’t forget to look up. Check for cobwebs in the corners and on the ceiling.
  • Eliminate odors by addressing their sources.
  • Pay special attention to kitchens and bathrooms.
  • Don’t forget the dust that collects near the baseboards (on the floor), under beds, etc.
  • Minimize the items in the closets.

Consider hiring professional cleaners to ensure every nook and cranny shines.

4. NEUTRALIZE COLOR SCHEMES

Appeal to a broader audience by using neutral colors:

  • Paint walls in soft, neutral tones like beige, gray, or off-white.
  • Use complementary colors for accents and decor.

Neutral palettes allow buyers to envision their own style in the space.

 

*Ask me about my free download: Best Interior Paint Colors to Sell Your Home for More handout! DM me on Instagram, Facebook or text me!

 

White kitchen with large windows island and stainless

5. HIGHLIGHT KEY FEATURES

Draw attention to your home’s best attributes:

  • Arrange furniture to showcase focal points like fireplaces or large windows.
  • Ensure ample lighting in areas you want to emphasize.

Proper staging can make these features stand out, adding value in buyers’ minds.

 

6. MODERNIZE AND REPAIR

Draw attention to your home’s best attributes:

  • Arrange furniture to showcase focal points like fireplaces or large windows.
  • Ensure ample lighting in areas you want to emphasize.

Small investments in repairs and updates can prevent low offers or prolonged listing times.

 

elegant living room with light colored walls and tall windows

7. CREATE INVITING SPACES

Help buyers feel at home:

  • Set the dining table with attractive place settings.
  • Arrange fresh flowers in key areas.
  • Use plush towels and appealing accessories in bathrooms.
  • Use wax wamers or plug-in air fresheners to provide a fresh, pleasing aroma (see below).  Avoid scents that are overwhelming and loud.

These touches can evoke a sense of comfort and warmth.

8. OPTIMIZE LIGHTING

Bright homes feel more welcoming:

  • Open curtains and blinds to let in natural light.
  • Use mirrors to reflect light and create a sense of space.
  • Ensure all light fixtures have working bulbs with appropriate wattage.

Layered lighting, combining ambient, task, and accent lights, can enhance the ambiance.

9. DEFINE EACH ROOM'S PURPOSE

Avoid confusion by clearly staging each area:

  • Set up a home office in a small bedroom or nook.
  • Arrange the basement as a recreational area.

Defined spaces help buyers understand the full potential of your home.

 
Get the Best Interior Paint Colors to Sell Your Home for More
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10. CONSIDER VIRTUAL STAGING

For vacant homes, virtual staging can be a cost-effective solution:

  • Use digital tools to furnish and decorate photos of empty rooms.

While this doesn’t remedy an empty home, this approach provides buyers with a visual via digital photographs of how spaces can be utilized without the expense of physical staging.

HOT TIP: I have access to the resources needed to create an inviting virtual space.

White kitchen with large windows island and stainless

Are you considering selling your home? Text or call me at the number below to schedule a time to meet with me. I’ll perform a walk-through of your home to look for any essential repairs that need to be considered, as well as, make suggestions for areas that could benefit from staging.

a headshot of a woman with gray hair and glasses

Rexanne Collins
HomeGirl & Real Estate Pro
@ Epique Realty

“Because the right changes everything.”

C: 662.586.1640
O: 888-893-3537
Email: RexanneSellsHomes@gmail.com

 

Debunking Common Mortgage Myths

Debunking Common Mortgage Myths

by | Jan 11, 2025 | Buying a Home

Empowering Your Homeownership Journey

Embarking on the path to homeownership is a significant milestone, often accompanied by a mix of excitement and apprehension. Amidst the anticipation, various misconceptions about mortgages can cloud judgment and deter potential buyers. Let’s shed light on some prevalent mortgage myths to help you navigate the home-buying process with confidence.

a couple searching for homes online at their wooden kitchen table

Myth 1: "I Can't Afford to Buy a Home."

Reality: If you’re comfortably managing monthly rent payments, transitioning to a mortgage might be within your reach. Many prospective homeowners underestimate their purchasing power. Engaging with a qualified mortgage lender can provide clarity. Through a prequalification process, which offers a non-binding estimate, or a more detailed pre-approval involving verification of your financial documents, you’ll gain insight into the loan amount you might secure. This knowledge positions you to make informed decisions and explore housing options aligned with your budget.

Myth 2: "A 20% Down Payment Is Mandatory."

Reality: While a 20% down payment can eliminate the need for private mortgage insurance (PMI) and reduce monthly payments, it’s not a strict requirement. Various loan programs cater to buyers with lower down payments. For instance, government-backed Federal Housing Administration (FHA) loans allow qualified borrowers to put down as little as 3.5%. Additionally, Veterans Affairs (VA) loans offer eligible service members and veterans the possibility of zero down payment. It’s essential to explore these options and determine what aligns best with your financial situation.

a living room with white wall a vitage black piano
elegant living room with light colored walls and tall windows

Myth 3: "Only Perfect Credit Scores Secure Mortgages."

Reality: While a high credit score can facilitate better loan terms, it’s not the sole determinant for mortgage approval. Lenders assess a combination of factors, including employment history, income stability, and debt-to-income ratio. Various mortgage programs are designed to assist borrowers with less-than-perfect credit. For example, FHA loans are accessible to individuals with credit scores as low as 580, requiring a 3.5% down payment. It’s advisable to review your credit report, address any discrepancies, and consult with lenders to understand your options.

Myth 4: "Renting Is More Affordable Than Buying."

Reality: At first glance, renting may seem less expensive due to the absence of responsibilities like property maintenance and taxes. However, homeownership offers the advantage of building equity over time. With each mortgage payment, you’re investing in an asset that can appreciate, enhancing your net worth. Moreover, fixed-rate mortgages provide predictable monthly payments, shielding you from potential rent hikes. In contrast, rent payments contribute to your landlord’s equity without offering you long-term financial benefits.

modern living room with what walls and furniture
elegant living room with light colored walls and tall windows

Myth 5: "The Lowest Interest Rate Is Always the Best Choice."

Reality: While a low interest rate is appealing, it’s crucial to consider the broader financial picture. The interest rate represents the cost of borrowing but doesn’t account for additional expenses like origination fees, closing costs, and other charges. The Annual Percentage Rate (APR) provides a more comprehensive view, encompassing the interest rate and associated fees, reflecting the total cost of the loan annually. When comparing loan offers, evaluating the APR alongside the interest rate ensures a more accurate assessment of affordability.

Empowering Your Homeownership Journey

Dispelling these myths is a step toward making informed decisions on your path to homeownership. By understanding the realities of mortgage financing, you can approach the process with clarity and confidence. Engage with experienced mortgage professionals, conduct thorough research, and assess your financial readiness to embark on this rewarding journey. Remember, homeownership is not just a transaction; it’s an investment in your future stability and prosperity.

Are you ready to consider home ownership? Call or text me today.

 

a headshot of a woman with gray hair and glasses

Rexanne Collins
HomeGirl & Real Estate Pro
@ Epique Realty

“Because the right changes everything.”

C: 662.586.1640
O: 888-893-3537
Email: RexanneSellsHomes@gmail.com

 

Why is Oxford, Mississippi Lovingly Called “The Velvet Ditch”?

Why is Oxford, Mississippi Lovingly Called “The Velvet Ditch”?

by | Dec 8, 2024 | Oxford MS Lifestyle, The Velvet Ditch

The Velvet Ditch:

Oxford, Mississippi’s Enchanting Embrace

Nestled in the timeless beauty of the Deep South, Oxford, Mississippi, weaves an enchanting spell that is impossible to ignore. Known as The Velvet Ditch, this evocative nickname hints at a paradoxical charm—where sophistication dances effortlessly with Southern simplicity.

In its simplest form, The Velvet Ditch is described as a place that is easy to fall into and difficult to leave. Yet, such brevity fails to capture the depth of its allure—a charm so irresistible that it draws you in, wraps you in its embrace, and leaves you longing to linger just a little longer. To understand why Oxford holds this title is to journey through its rich cultural fabric, where history, intellect, and a genteel way of life create a world like no other.

luxurious living room with tall ceilings and windows

A Haven of Comfort and Culture

The “velvet” in this poetic moniker speaks of Oxford’s luxurious ease and cultural richness. As home to the illustrious University of Mississippi, or Ole Miss, the town thrives with an intellectual and artistic vibrancy that sets it apart. The historic Square, a heartbeat of activity, beckons with its array of upscale dining, boutique shopping, and the iconic Square Books—a shrine to the town’s literary heritage.

Here, one can almost hear the whispers of William Faulkner, Oxford’s most celebrated resident, whose Southern Gothic masterpieces still shape the very essence of American literature.

Yet Oxford’s magic lies not just in its history but in the way it awakens the senses. Imagine the gentle rustle of magnolia leaves, the taste of a perfectly crafted mint julep, and the sounds of live jazz spilling from intimate venues as twilight casts a golden glow over cobblestone streets. Oxford’s embrace is velvet-like—soft, sumptuous, and utterly irresistible. It’s a place where indulgence feels effortless, inviting you to settle into its rhythms as though you were always meant to be there.

A Ditch That Holds You

And yet, there is the “ditch”—a term that suggests a kind of inescapable attachment. Oxford’s allure has a way of capturing hearts and anchoring souls, drawing people into its fold and making the idea of leaving seem unnecessary, even unthinkable. Residents often share tales of arriving for a brief visit—a degree, a job, or a quick respite—only to find themselves rooted here for decades.

This sense of entrapment isn’t oppressive but enchanting, a reflection of Oxford’s unique ability to blend modernity with tradition. Here, life flows at a pace that encourages connection, reflection, and appreciation. The culinary scene mirrors this blend, where institutions like City Grocery and Saint Leo elevate Southern flavors into something innovative yet deeply authentic. Every bite, every sip tells a story of a place where time slows, allowing you to savor its essence fully.

A Lifestyle of Subtle Elegance

The Velvet Ditch is not merely a nickname—it is a way of life. Oxford embodies an effortless elegance that feels both aspirational and profoundly comforting. It is a town that allows you to embrace life’s finer things while never straying far from the warmth of Southern hospitality.

In Oxford, life feels soft, rich, and deeply rooted, much like the velvet that inspired its name. For some, leaving is a possibility, but for many, staying is the only choice. With its intoxicating mix of culture, cuisine, and community, Oxford ensures that every moment spent here is extraordinary—an experience that lingers, calling you back, time and time again.

A pink velvet sofa sits in front of an ornate wall with gold trim and a chandelier, creating a vintage Victorian-style room with a baroque interior design. This high-resolution photograph, with its insanely detailed fine details, is set against an isolated plain background

What are your thoughts about Oxford and it’s nickname, “The Velvet Ditch”? Comment below!

a headshot of a woman with gray hair and glasses

Rexanne Collins, HomeGirl @ Epique Realty
“Because the right changes everything.”

C: 662.586.1640
O: 888-893-3537
Email: RexanneSellsHomes@gmail.com

Are you considering buying or selling a home in Oxford? Use your phone’s camera to scan the QR code to schedule a video call with me. Let’s chat and see if we’re a good fit to move forward together.

Real Estate Market Trends in Oxford, MS – Understanding the High Cost of Renting in Oxford

Real Estate Market Trends in Oxford, MS – Understanding the High Cost of Renting in Oxford

by | Dec 4, 2024 | Buying a Home, Real Estate

Real Estate Market Trends - Oxford, MS

Understanding the High Cost of Renting in Oxford, MS

The conversation around rising rent prices in Oxford, MS is becoming more common, and it’s natural to feel concerned when costs go up. It’s also easy to jump to conclusions without fully understanding all of the factors at play. Often, the reasons behind rent increases are more complex than they seem, and taking a moment to reflect on the bigger picture can help foster understanding.

For instance, even property owners with fixed-rate mortgages—who seemingly enjoy predictable housing costs—aren’t immune to rising expenses. Property taxes and insurance premiums can increase year after year, often without warning. These adjustments are largely beyond anyone’s control, yet they quietly raise the cost of property ownership continually over time.

A row of brick homes for student housing

Landlords, in turn, face similar pressures. When property taxes rise or insurance costs jump, those increases often need to be absorbed—or reflected in rent. Add to this the need for ongoing maintenance, repairs, and inflation-driven service costs, such as pest control, lawn care, or waste disposal, and it becomes clear that managing a rental property is far from effortless.

It’s also worth noting that most landlords aren’t sitting on large profit margins. In many cases, the income they receive from rent is set aside for future expenses: replacing appliances, addressing emergency repairs, or saving for significant upkeep projects. Despite what some may assume, many landlords are simply trying to break even while maintaining their properties responsibly.

When rent increases are necessary, transparency is essential. Tenants deserve to know why costs are going up, and a simple explanation can go a long way in maintaining trust. If you’re a landlord, consider sharing the specific reasons behind a rent adjustment. Perhaps it’s the rising cost of property taxes, or maybe inflation has made everyday services more expensive. Clear, honest communication helps tenants feel respected rather than blindsided.

On the other side, as renters, it’s helpful to approach these conversations with an open mind. Not every rent increase stems from greed or exploitation. More often than not, it’s about adapting to rising expenses or investing in the long-term upkeep of the property. When both sides take the time to understand the realities at play, it can lead to more positive landlord-tenant relationships and mutual respect.

For those who feel stuck in a cycle of rising rents, it may be worth considering homeownership. Owning your own home allows you to lock in a fixed monthly mortgage payment, providing more stability and control over your housing costs. While the idea of buying a home can seem intimidating, the process may be more accessible than you realize. And unlike renting, every payment you make builds equity and helps you invest in your own future.

Sometimes, stepping back to consider all the factors—both seen and unseen—can change the way we view a situation. Whether you’re a tenant, landlord, or someone exploring homeownership, understanding the complexities behind rising housing costs can lead to better decisions and stronger connections. What are your thoughts? Let’s keep the conversation going.

long, open, grand luxury hallway featuring natural wood features

If you would like to discuss purchasing a home in Oxford, MS so that you have a little more control over your cost for housing, please reach out to me. I’m happy to help you look at your options.

Rexanne

If you are interested in talking about purchasing a home so you have more control over your housing payment, reach out to me.

a headshot of a woman with gray hair and glasses

Rexanne Collins
HomeGirl @ Epique Realty
C: 662.586.1640
O: 888.893.3537

 

”Because the right agent changes everything.”

Water Valley, MS Homes Sold November 2024

by | Dec 3, 2024 | Water Valley MS Market Report

5 Homes Sold in November

Total Amount Sold
$867,500

Average List Price
$191,450

Average Sold Price
$173,500

Average Days on Market
94

Market Trends

Water Valley Ms Real Estate Data

Active Listing Data

Water Valley MS Real Estate Data

Data as of  November 30, 2024 – Realtors Property Resource®, LLC

Are you interested in selling? It’s a great time to list! With homes on the market 94 days on average, your home could be sold fast!

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Rexanne Collins, REALTOR @ eXp Realty

EMAIL: RexanneSellsHomes@gmail.com
Cell: 662-586-1640
Main Off: 888-893-3537
INSTAGRAM: @RexanneCollins
FACEBOOK: RexanneCollins
EMAIL: RexanneSellsHomes.com

RexanneSellsHomes.com offers content strictly for informational purposes and should not be interpreted as legal, financial, or other forms of professional advice. We recommend that you seek guidance from qualified professionals in these fields. While we strive to ensure the accuracy of the information presented, it is your responsibility to confirm any details. The information on RexanneSellsHomes.com is subject to change or update without prior notice. Furthermore, this content is not intended as a solicitation related to properties currently listed or any other matter and should not be regarded as such.