Rexanne Collins
Helping you find the perfect home with personalized guidance, expert
negotiation, and unwavering support every step of the way.
My Commitment to My Buyers
I am committed to making the home-buying process as enjoyable and stress-free as possible. Whether you’re a first-time buyer or a seasoned investor, I am here to guide you with professionalism, expertise, and a client-focused approach that puts your goals first every time.
COMPREHENSIVE BUYER SERVICES
Personalized Home Search
I tailor the home search process to your specific needs, preferences, and budget, ensuring you find the perfect home that fits your lifestyle.
Market Knowledge
With in-depth knowledge of the local market, I help you identify the best neighborhoods, schools, amenities, and opportunities for investment.
Expert Negotiation
I advocate fiercely on your behalf, negotiating the best possible terms and price to ensure you get the most value for your investment.
Comprehensive Guidance
From the initial consultation to closing day, I guide you through every step of the process, ensuring you understand your options and make informed decisions.
Streamlined Transaction Management
I handle the complexities of paperwork, deadlines, and communication with lenders, inspectors, and title companies, so you don’t have to.
Customized Financial Solutions
I connect you with trusted mortgage professionals and help you navigate the financing process.
Transparency and Communication
I keep you informed at every stage, answering questions, addressing concerns, and ensuring there are no surprises along the way.
Post-Purchase Support
Our relationship doesn’t end at closing—I’m here to provide resources, referrals, and advice long after you’ve moved into your new home.
What My Clients Say
“As the mother to one of Rexanne’s clients I just want to say how much I appreciate her dedication to my daughter and her husband during the whole process. Buying their first home was a bit scary and overwhelming but once they chose Rexanne to help them I knew they were in good hands. I highly recommend her to anyone out there looking for a Realtor to either sell your home or to buy a home.” #momapproved
Rachel I.
Buyer’s Mom
“Rexanne made the purchase of our first home absolutely wonderful. She was so patient and answered every question we had about the entire process! Her knowledge of the Real Estate business is the best around and she made sure our transition from renters to home ownership was one that we will never forget! If you’re in the market for a home or considering buying or even selling then Rexanne Collins “Our Local Home Girl” is who we recommend! She definitely will get you moving!”
Karen W.
Home Buyer
“My Husband and I are FIRST TIME Homebuyers and let me tell you..Working with Rexanne during this process was a breathe of FRESH air! It was already a semi-frightening time for us becuase we weren’t as educated with the process as we should have been…but that didn’t stop the integrity, consistency and delivery of Rexanne… And not to mention closing day…It was NOT your typical business deal…she and her team and the sellers were ON POINT and it was more like a family gathering!! We are still in AWE of everything! Rexanne was truly God sent and I look forward to this friendship! If you have plans to RELOCATE as we did, buy OR sell your Home in Mississippi, she’s THE ONE!”
Buwana H.
Ecstatic Buyer
Buyer FAQs
Here are some common questions buyers often ask related to buying a home.
What is the 1st step in the homebuying process?
The first step is to get pre-approved for a mortgage. This will help you determine your budget and show sellers you’re a serious buyer. It also provides us important information like what type of loan you’ll be using. I can connect you with trusted mortgage lenders to get started.
How long does it take to buy a home?
The timeline varies, but the typical home-buying process takes about 25–45 days from offer acceptance to closing. Factors like the local market, financing, and inspections can affect the timeline.
Do I really need an agent?
Yes! As your buyer’s agent, I work solely in your best interest, providing expert guidance, negotiating on your behalf, and ensuring your transaction goes smoothly.
How money do I need for a down payment?
It depends on the loan type, but down payments can range from 0% for USDA loans, 3% for FHA, and 5-20% for conventional loans. I’ll help you explore financing options that best suit your needs and goals.
What happens during a home inspection?
A licensed inspector evaluates the property to identify any potential issues. You’ll receive a detailed report, and I’ll help you decide whether to request repairs, negotiate a credit, or move forward with the purchase.
What is earnest money?
Earnest money is good faith money that you provide to show the seller you’re serious about purchasing their home. The recommended amount varies depending on the purchase price and in some areas you can get by with $500. In other areas it may be 1–3% of the purchase price. Earnest money is held in escrow until closing, where it’s applied toward your down payment or closing costs.
What costs should I expect when buying a hhome?
In addition to the down payment, you’ll need to budget for closing costs (usually 2–5% of the home’s price), home inspections, appraisal fees, and moving expenses. I’ll will help by providing a clear breakdown of all expected costs.
Can I back out if I change my mind?
Once you’ve signed a purchase agreement, backing out can be complicated and may result in losing your earnest money. However, certain contingencies, like inspection or financing clauses, can provide legal ways to exit the contract.
I have no idea where to start.
As an expert buyer guide and Accredited Buyer Representative, you don’t have to stress over where to start. I’m here to hold your hand and guide you through the entire process.
Insights and Advice for Buyers
Will We Ever See 3% Mortgage Rates Again?
Let’s be honest—those 3% mortgage rates we saw during the pandemic weren’t just rare... they were historic. And unless another once-in-a-generation crisis rolls through (please, no thank you), those days are probably gone. Sure, anything’s technically possible. But...
Why Is the Cost of Housing so HIGH in Oxford, MS
Nestled in the heart of Lafayette County, Oxford, Mississippi, is a picturesque embodiment of Southern charm and sophistication. Known for its rich literary heritage and the prestigious University of Mississippi, Oxford exudes a unique blend of cultural richness and...
Debunking Common Mortgage Myths
Embarking on the path to homeownership is a significant milestone, often accompanied by a mix of excitement and apprehension. Amidst the anticipation, various misconceptions about mortgages can cloud judgment and deter potential buyers. Let's shed light on some...
Real Estate Market Trends in Oxford, MS – Understanding the High Cost of Renting in Oxford
The conversation around rising rent prices is becoming more common, and it’s natural to feel concerned when costs go up. It’s also easy to jump to conclusions without fully understanding the factors at play. Often, the reasons behind rent increases are more complex than they initially seem, and taking a moment to reflect on the bigger picture can help foster understanding.
Schedule Your Free Consultation Today
Discover how our expert services can help you sell your home quickly and at the best price. Contact me now to learn more about the unique strategies we employ to ensure your success in the Oxford real estate market.